WHAT WE DO

Live in the future of banking with O8 Partners and C6 Bank

A NEW BANKING ERA

The rise of digital banks is transforming the banking sector by offering advantages such as lower costs, reduced fees, and no tariffs—all accessible 24/7 via mobile devices. Their lean structure and focus on technology enhance operational efficiency, while the autonomy of the Central Bank and regulatory reforms like Brazil’s new foreign exchange framework ensure greater security, transparency, and less bureaucracy, in addition to facilitating transactions, including international ones.

With the promotion of financial inclusion and modernization, new possibilities emerge. Among them, PIX revolutionized how we transfer money instantly and free of charge, while Open Finance innovated the way users securely share financial data, generating personalized offers.

The future of banking will be shaped by digitization, personalization, and innovation, and institutions that adapt will be better positioned to lead. With the growth of banking correspondents, clients can expect a level of service and convenience previously unimaginable. In a world where the past does not guarantee the future, the ability to adapt and innovate will determine the true winners in the new banking era.

BANKING CORRESPONDENTS

Banking correspondents play a vital role in the financial system, facilitating personal and corporate account openings and offering exclusive services with personalized assistance¹. As C6 Bank’s banking correspondent, O8 Partners aims to meet diverse client demands with the best market solutions for credit, foreign exchange, and other banking services. The most common services offered by banking correspondents include:

Receiving and forwarding proposals for account openings and credit card applications;
Conducting electronic transfers, receipts, and various payments;
Activities related to partnerships and contracts of the partner financial institution;
Withdrawals and payment orders, including those from INSS;
Applications for personal and business loans;
Foreign exchange services, including currency conversion, international transfers, and hedging operations.

O8 Partners goes far beyond a typical banking correspondent, offering exclusive services, products, and benefits that only its partnership with C6 Bank can provide! Our clients rely on a solid partnership to ensure the health, success, and growth of their businesses and banking relationships.

¹ The Central Bank of Brazil (Bacen) defines a banking correspondent as a company contracted by financial institutions to provide customer service to their clients and users. This model, created by the National Monetary Council (CMN) in Resolutions n. 2.640 of 1999 and n. 2.707 of 2000, aims to expand access to and improve the quality of banking services. As an authorized intermediary, the banking correspondent acts on behalf of the partner bank but is not a banking institution itself. The evolution of this category was marked by important CMN Resolutions, such as n. 3.110 and 3.156 of 2003, which expanded the scope of operations to other financial institutions. Additionally, initiatives like INSS Normative Instruction n. 121 of 2005, related to payroll loans, were crucial in meeting pensioners’ demands. Over the last 20 years, the rules for banking correspondents have undergone significant updates, such as CMN Resolutions n. 3.954, 3.959, and 4.035 of 2011; n. 4.114 and 4.145 of 2012; n. 4.294 of 2013; and n. 4.811 of 2020, which professionalized and strengthened the category. Today, the hiring and operation of banking correspondents are governed by CMN Resolution n. 4.935 of 2021 and Bacen Resolutions n. 317 and 341 of 2023, reflecting a more sophisticated and updated operational model.

O8 Partners + C6 Bank: A successful partnership shaping the future of banking in Brazil

YOUR BANKING FUTURE

O8 Partners works closely alongside C6 Bank to connect you and your business to a range of innovative, tailored banking products, services, and solutions, with exclusive financial advantages.

Count on our experts for hassle-free, no-extra-cost account openings and/or migrations to C6 Bank, and benefit from what this groundbreaking partnership has to offer! Our partnership with C6 Bank opens new doors and propels your business with unique opportunities. Discover some of them:

Advantages of digital banks: Digital banks like C6 Bank offer lower operational costs, reduced fees, 24/7 convenience, and greater efficiency, eliminating the complexities and bureaucracy of traditional banks.
Account opening and migration to C6 Bank: O8 Partners simplifies opening accounts at C6 Bank, ensuring a quick, straightforward, and no-extra-cost migration. This allows for unifying POS machine receipts without additional fees and accessing exclusive benefits, with greater speed and ease in banking relations.
Easy access to services: As a direct partner of C6 Bank, O8 guarantees fast and easy access to essential financial services, optimizing time and processes for clients.
Unique advantages for your business: With O8 Partners’ support and C6 Bank’s structure, your company gains access to tailored foreign exchange and credit services (subject to analysis), along with specialized guidance. We act as the bridge between your company’s financial needs and C6 Bank’s innovative solutions.
Personalized and flexible service: With specialized focus, O8 Partners offers more personalized assistance, tailored to each client’s individual needs, delivering a unique and effective experience.
Efficiency and convenience: O8 Partners’ service reduces bureaucracy and streamlines processes, offering a more efficient and convenient banking experience for its clients.

Join us and enjoy your banking future!